All for fun & Fun for all.........

Water activities can be a great source of enjoyment for everyone involved. Whether it's sailing, jet skiing, or kayaking, there are numerous ways to have fun on the water. However, safety and insurance considerations are crucial for a worry-free experience.

Insurability of Watercraft Operators

It's important to note that not all operators of watercraft are insurable. Various factors can affect an individual's ability to obtain insurance, including:

• Experience Level: Operators with little to no experience may face challenges in securing insurance.

• Age: Some insurers have age restrictions that can impact insurability. (As a general rule, the operator must be min. 16 years old with valid watercraft operators license)

• History of Accidents: A record of accidents or violations can lead to difficulties in obtaining coverage.

• Type of Watercraft: Certain types of watercraft may be deemed higher risk, affecting insurance options.

• Location: The area where the watercraft will be operated can influence insurability.

Before engaging in water activities, it's essential to check insurance requirements and ensure that all operators are adequately covered.