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Check out our blog by "category" as shown below


Why Regular Insurance Policy Reviews Are Crucial
In the complex world of insurance, maintaining adequate and appropriate coverage is not a one-time task. Insurance needs evolve over time...
Jeff Kristjanson
Sep 264 min read
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Homeowners Policy and Water Damage Coverage: Understanding Your Options
The Importance of Comprehensive Coverage Many homeowners insurance policies have limitations regarding payouts for specific types of...
Jeff Kristjanson
Sep 112 min read
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Optimize Your Coverage with Regular Insurance Policy Reviews
In the complex world of insurance, maintaining optimal coverage requires more than a one-time purchase. Policies must evolve alongside...
Jeff Kristjanson
Aug 254 min read
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Consequences of Underinsuring Your Home: A Comprehensive Guide
Underinsuring your home can have serious repercussions. If your house is insured for less than the actual cost to rebuild in today's...
Jeff Kristjanson
Aug 122 min read
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Navigating Insurance Risks for Americans and Canadians Driving in Mexico
Driving in Mexico presents unique challenges and risks for American and Canadian travelers. Understanding these risks is crucial for...
Jeff Kristjanson
Aug 123 min read
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Steps to Verify Insurance Coverage for Your Lake Property
Ensuring that your lake property is adequately insured is crucial. This includes not only the main structure but also additional features...
Jeff Kristjanson
Aug 122 min read
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Understanding When Your Vehicle Requires Commercial Insurance
Using your vehicle for business purposes can significantly alter your insurance needs. It is imperative to understand the nuances of...
Jeff Kristjanson
Aug 123 min read
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Reasons to Consider Scheduling Personal Items on Your Property Policy
Scheduling personal items on your property policy can provide several benefits that enhance your insurance coverage. Here are some key...
Jeff Kristjanson
Aug 122 min read
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Understanding Co-Insurance in Property Insurance: A Comprehensive Guide
Co-insurance is a critical clause often included in property insurance policies. It mandates that policyholders insure their properties...
Jeff Kristjanson
Aug 123 min read
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Sure, you can borrow my car..........
Insurance Risks of Letting Others Drive Your Vehicle When you allow someone else to drive your vehicle, there are several insurance...
Jeff Kristjanson
Aug 122 min read
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I was just swiping a song on my smartphone sir........
Understanding the Serious Insurance Implications of Distracted Driving Distracted driving has become a pressing issue in today's...
Jeff Kristjanson
Aug 123 min read
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My automobile is over 15 years old, it is not worth insuring the physical damage.........
Benefits of Purchasing Collision and Comprehensive Coverage for Older Vehicles While insuring an older vehicle may seem unnecessary,...
Jeff Kristjanson
Aug 122 min read
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My condominium association relies on our "property manager" to handle our insurance for the building & liability.....
Risks of Allowing Property Managers to Handle Insurance for the Condo Board While property managers play a vital role in managing...
Jeff Kristjanson
Aug 122 min read
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My E-Bike is still a "bicycle" so it's covered under my homeowners policy......... not so fast..
Understanding E-Bike Coverage Under Homeowners Insurance While it may seem intuitive that your e-bike, being classified as a bicycle,...
Jeff Kristjanson
Aug 121 min read
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I volunteer my time to non-profit groups, charities. I am insured by the charity right?...... right?....
Understanding Insurance Coverage for Volunteers When volunteering for non-profit groups or charities, it's essential to understand the...
Jeff Kristjanson
Aug 121 min read
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I buy insurance "direct from the insurance company", this saves me money....... right?
Disadvantages of Insuring with a Direct Writer While purchasing insurance directly from the insurance company can appear to save money,...
Jeff Kristjanson
Aug 122 min read
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I own my personal vehicle in my company name so I can write off the cost of ownership......
Reasons Vehicle Owners Should Not Rush to Own and Insure Vehicles in Their Company Names While there are benefits to owning a vehicle in...
Jeff Kristjanson
Aug 122 min read
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I don't need all the "Bells and Whistles" of a high-end insurance company.
Understanding the Benefits of High-End Insurance Companies vs. Mass Market Insurers When it comes to choosing an insurance provider,...
Jeff Kristjanson
Aug 122 min read
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My home insurance premium is so cheap, I don't need to shop it!
Understanding Low Home Insurance Premiums While a low home insurance premium may seem like a great deal, it’s important to consider...
Jeff Kristjanson
Aug 121 min read
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Do you keep all your eggs in one basket? When it comes to insurance, you should.
Benefits of Keeping All Your Insurance Policies with a Single Insurer Managing multiple insurance policies can often feel overwhelming....
Jeff Kristjanson
Aug 122 min read
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