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Check out our blog by "category" as shown below


Reasons to Consider Scheduling Personal Items on Your Property Policy
Scheduling personal items on your property policy can provide several benefits that enhance your insurance coverage. Here are some key...
Jeff Kristjanson
Aug 12, 20252 min read


Understanding Co-Insurance in Property Insurance: A Comprehensive Guide
Co-insurance is a critical clause often included in property insurance policies. It mandates that policyholders insure their properties...
Jeff Kristjanson
Aug 12, 20253 min read


Sure, you can borrow my car..........
Insurance Risks of Letting Others Drive Your Vehicle When you allow someone else to drive your vehicle, there are several insurance...
Jeff Kristjanson
Aug 12, 20252 min read


I was just swiping a song on my smartphone sir........
Understanding the Serious Insurance Implications of Distracted Driving Distracted driving has become a pressing issue in today's...
Jeff Kristjanson
Aug 12, 20253 min read


My automobile is over 15 years old, it is not worth insuring the physical damage.........
Benefits of Purchasing Collision and Comprehensive Coverage for Older Vehicles While insuring an older vehicle may seem unnecessary,...
Jeff Kristjanson
Aug 12, 20252 min read


My condominium association relies on our "property manager" to handle our insurance for the building & liability.....
Risks of Allowing Property Managers to Handle Insurance for the Condo Board While property managers play a vital role in managing...
Jeff Kristjanson
Aug 12, 20252 min read


My E-Bike is still a "bicycle" so it's covered under my homeowners policy......... not so fast..
Understanding E-Bike Coverage Under Homeowners Insurance While it may seem intuitive that your e-bike, being classified as a bicycle,...
Jeff Kristjanson
Aug 12, 20251 min read


I volunteer my time to non-profit groups, charities. I am insured by the charity right?...... right?....
Understanding Insurance Coverage for Volunteers When volunteering for non-profit groups or charities, it's essential to understand the...
Jeff Kristjanson
Aug 12, 20251 min read


I buy insurance "direct from the insurance company", this saves me money....... right?
Disadvantages of Insuring with a Direct Writer While purchasing insurance directly from the insurance company can appear to save money,...
Jeff Kristjanson
Aug 12, 20252 min read


I own my personal vehicle in my company name so I can write off the cost of ownership......
Reasons Vehicle Owners Should Not Rush to Own and Insure Vehicles in Their Company Names While there are benefits to owning a vehicle in...
Jeff Kristjanson
Aug 12, 20252 min read


I don't need all the "Bells and Whistles" of a high-end insurance company.
Understanding the Benefits of High-End Insurance Companies vs. Mass Market Insurers When it comes to choosing an insurance provider,...
Jeff Kristjanson
Aug 12, 20252 min read


My home insurance premium is so cheap, I don't need to shop it!
Understanding Low Home Insurance Premiums While a low home insurance premium may seem like a great deal, it’s important to consider...
Jeff Kristjanson
Aug 12, 20251 min read


Do you keep all your eggs in one basket? When it comes to insurance, you should.
Benefits of Keeping All Your Insurance Policies with a Single Insurer Managing multiple insurance policies can often feel overwhelming....
Jeff Kristjanson
Aug 12, 20252 min read


My neighbours pay less for their insurance than I do.........?
The Importance of Comparing Insurance Coverages and Premiums When it comes to securing insurance, whether it be for health, auto, home,...
Jeff Kristjanson
Aug 12, 20252 min read


Business Interruption Insurance, can you ever have too much?
The Importance of Business Interruption Insurance: Focus on Delayed Opening Coverage for the Construction Industry In the construction...
Jeff Kristjanson
Aug 12, 20253 min read


Water Damage..... am I covered?
Understanding Water Damage Insurance Options for Homes in Canada Water damage can be a significant concern for homeowners in Canada,...
Jeff Kristjanson
Aug 12, 20252 min read


Understanding Family Protection Endorsement and Its Essential Benefits in Your Automobile Policy
In today's fast-paced world, keeping your family safe while driving is more important than ever. The unexpected can happen, and accidents...
Jeff Kristjanson
Aug 11, 20254 min read


Unlock the Benefits of Insurance Policy Reviews
In the complex world of insurance, maintaining optimal coverage is essential. Insurance policies are not static documents; they require...
Jeff Kristjanson
Aug 11, 20253 min read


Revolutionize Home Safety with Flo by Moen Smart Water Device
In today's fast-paced world, ensuring your home's safety is more important than ever. With a growing number of smart devices on the...
Jeff Kristjanson
Aug 11, 20253 min read


All for fun & Fun for all.........
Water activities can be a great source of enjoyment for everyone involved. Whether it's sailing, jet skiing, or kayaking, there are...
Jeff Kristjanson
Aug 8, 20251 min read
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