Insurance advice with nothing to sell
I'm Jeff Kristjanson, an independent insurance consultant.
I review the insurance you already have — personal or commercial.
Straight answers on whether it truly protects you. I have nothing to sell.
What I do
Personal Insurance Reviews
A second opinion on your home, auto, watercraft, and valuables coverage. From $300.
Claims Advocacy
Denied or underpaid claim? An independent expert in your corner.
Commercial Insurance Reviews
An independent review of your business insurance program. From $300
Want me watching year-round?
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UNsurance
Are you UNsure about your coverage? I'm cc'd on everything and step in when I see something wrong.
Insurance Controller
Your single point of contact for every insurance transaction, all year.
How it works
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Book a complimentary assessment
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A free 30-minute conversation about your insurance needs. No sales pitch.
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I review your program
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You share your policies; I dig into the wording, limits, and gaps — confidentially.
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You get clarity
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Straightforward findings you can act on inside your current program — no need to switch providers.
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Ready for a second opinion?